Living Realty Inc. Brokerage Hub - Where Agents and Owners Connect

To-Do List for First-Time Home Buyers

10/15/2020 8:36:10 PM

Hello! 10 Steps for First-Time Home Buyers 1) Save -Downpayment -Closing costs 2) Improve Credit Score -Stay current on bills -No major purchases -Don't cancel any credit cards -Higher credit score = lower interest rate 3) Calculate What YOU Can Afford 4) Get Mortgage Pre-Approval -Shop for the best deal -Choose primary and backup lenders 5) Decide What YOU Want in a Home -Checklist of all the MUST-haves 6) Choose a Realtor 7)

What interior colors are best for selling a house?

10/14/2020 1:57:02 PM

It is human nature to shape one's surroundings, to form it to one's taste and needs. However when you decide to take the next step, you might want to adjust your color arrangement before your home is up for sale. After all, potential buyers might not share the same taste as yours. You would rather choose a color for your walls that inspires their imagination to make that space their own. Perhaps you want to try to make your ro

Why Include Real Estate In Your Financial Plan?

10/13/2020 4:18:00 PM

Millennials may have it harder to buy a home today than their parents had, given that the market prices have increased immensely marginalizing today’s buyers. Still, owning a home or an investment property is a dream many hold on to, despite the recent challenges like interest rate increases or the stricter mortgage stress tests. Millennials should definitely try to overcome all the bumps in the road to become homeowners or real est

Easy Packing Tip for Moving

4/8/2020 2:49:47 PM

Make moving easier There’s a simple tip that can really help when it’s time to pack up your belongings after selling a house: pack things into boxes by room and label appropriately. So, for example, all the items from your dining room will go in a box or boxes that will be labelled “Dining Room”. When you move into your new home, you can ask your movers to place the boxes in the new home according to the labe

My First Real Estate Experience as a Home Buyer on a Budget

2/28/2020 12:23:53 PM

What I Learned From My Real Estate Experience One important tip I learned when I entered the real estate market, shopping for my first home on a budget in Markham, is one that I want to share with other home buyers. You don’t have to buy a house with the perfect counter tops or room colours. Instead, pay attention to the floor plan and other features that can’t be easily changed. You can tell your real estate agent these must-h

Costs of Owning a Home or Condo

4/8/2020 2:38:02 PM

Consider the costs When you’re starting to look for a home, it can be easy to focus solely on the carrying costs of a mortgage and compare that to your current expenditure. However, there are several other costs involved when you own a home. Looking at freehold homes, you will have property tax to pay, utility bills, home insurance (which is likely more expensive than insurance on a property you are renting). You should also b

Successful Listing Tip

4/8/2020 12:43:53 PM

Make it shine From my experience buying, selling and renting, the one bit of advice I’d give to anyone selling a property is to make it shine. What does that mean? Clean it from top to bottom to make it gleam. Remove or replace old, worn-out rugs. Add a touch of paint if you can. Tidy up any loose wiring or holes in the walls that may have appeared and been left ignored for a while. Clear away any clutter – put it in sto

When is the Right Time to Buy?

4/8/2020 2:04:57 PM

When is the right time to buy? This is an especially common question for first time buyers. When should you buy a home? Well, the main consideration should be whether you can afford to buy or not. If you don’t have the moment, now is not the right time. If you have a steady job, a good credit profile and know you can afford your monthly payments, then now might be the time. Trying to find the right time based on the market is

How Much Can I Afford for a House?

3/26/2020 11:06:11 AM

Working out what you can afford If experience has taught me anything, the very first step you should take when looking to buy a home is to work out exactly what you can afford. Go to a mortgage broker, bank, or other type of lender and get a pre-approval for a mortgage. This is a commitment from a lender to lend you up to a certain amount of money at an agreed interest rate, subject to certain conditions. The pre-approval will tell

Real Estate Agent Tips During COVID-19 Pandemic

4/8/2020 1:08:03 PM

Do your part It’s an unusual time for real estate because of the COVID-19 pandemic but business continues and there’s no reason why it shouldn’t. People need to buy and sell properties for lots of different reasons. That’s why we were listed as an essential service. However, we all have to chip in to help control the spread and real estate agents are no exception. What can we do? Let’s help our clients.